Financial Wellness

McGovern Medical School believes personal financial health during medical school and beyond is an important part of wellness and is committed to teaching students the basics of financial management. McGovern offers an integrated financial wellness curriculum for students to help them meet their financial goals. This includes didactic lectures in each year of medical school as well as Q&A sessions where students can ask questions and interact with faculty. The Faculty are very keen to teach about financial wellness and also meet with students individually if requested. The integrated curriculum touches on many topics relevant to medical students such as:

  • Budgeting
  • Loans and repayment options
  • Insurance (disability and life)
  • Planning for away rotations and interviews
  • Credit cards
  • Planning for residency
    • Saving for retirement
    • Investing

Previous lectures are available online through Canvas.


Financial Aid

For any questions about your financial aid, contact the Student Financial Services at 713.500.3860 or visit their website. Also, check out their newsletters and YouTube channel and follow them on Twitter.

Check out this Financial Cheat Sheet for additional tips!


The AAMC’s FIRST (Financial Information, Resources, Services, and Tools) program provides free resources to help you make wise financial decisions. Whether you’re thinking about how to afford medical school, applying for student loans, or determining your loan repayment options, you’ll find unbiased, reliable guidance from FIRST.

Budgeting Tips

Need help creating and managing a budget, click here for advice from Federal Student Aid, an office of the U.S. Department of Education.

Below are the resources that you can use to start your financial wellness journey.


  • The White Coat Investor book by James Dahle
  • The Physician’s Philosopher guide to personal Finance by James Turner
  • The Physician’s Guide to Personal Finance by Jeff Steiner
  • Dealing with Student Loans by Ben White
  • The Doctor’s Guide to Eliminating Debt by Cory Fawcett
  • Millionaire Next Door by Thomas Stanley and William D. Danko
  • Rich Dad Poor Dad by Robert Kiyosaki and Sharon Lechter


Dr. Rahat Hussain |

Dr. Rahat Hussain is a graduate of Dow Medical College, Karachi, Pakistan.  He completed his Internal Medicine Training at UT-RAHC and completed fellowship in Pulmonary Critical Care Medicine at Baylor College of Medicine.  During his training he also completed a Lung Transplant Fellowship at Baylor College of Medicine.

Dr. Hussain has been practicing at UT Health Science Center in Houston TX since 2012.  He is a Pulmonary Critical Care and Lung Transplant Physician at Memorial Hermann Hospital at the Texas Medical Center.   Dr. Hussain is the Medical Director of the Sarcoid clinic at UT Health Science Center.  He is also one of the Medical Directors of the Heart and Lung Transplant unit at Memorial Hermann Hospital and is responsible for quality and patient care outcomes.   His practice includes taking care of patients in the ICU with Severe Respiratory failure, Severe Heart failure, and Lung Transplant patient’s management.  Dr. Hussain’s outpatient clinic is focused on Sarcoid, COPD, Post-Transplant Pulmonary complications, Pre and Post Lung Transplant care, Pulmonary Fibrosis.  His expertise include ECMO, LVADs, Post op management of advanced heart failure patients, Heart and Lung Transplant ICU and medical management, Sarcoidosis, COPD, and phosgene exposure.  His research interest includes ECMO and its outcomes, Lung Transplant and Sarcoidosis.

Dr Hussain has a keen interest in financial well-being of medical students, residents and physicians.  Over his tenure at UT Health he has educated himself with the basic financial knowledge and wants to educate and help young physicians in their quest for financial education.  He believes that financial education is a crucial component of a happy and healthy life.  He along with his colleagues has made a financial curriculum for the medical students at UT McGovern School of Medicine.

If you would like to contact Dr. Hussain, you can reach him at 713-704-4300 or you can email him at